Secure the Right Mortgage for You

Mortgages can be a complicated area, rates, borrowing amounts and terms can vary greatly from provider to provider and that is why we offer an advice-driven service to look after the whole process for you. With our expertise, we can find you the most appropriate and competitive mortgage, which, in turn, could make a substantial saving for you.


There are a number of factors that will determine a suitable mortgage for you, and one of our qualified and experienced advisers will guide you through the process. Our service is proactive, meaning that we keep updated and informed on every stage of your application leaving you with one less thing to worry about.

Cheam Financial Planning Ltd offer a comprehensive range of mortgage products from across the market for first charge mortgages only. We do not offer deals that you can only obtain by   going direct to a lender. We can supply a list of the lenders we offer mortgages from on request.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

We offer specialist, bespoke and individual advice to all of our clients to help ensure you get the most competitive and suitable deal based on your circumstances. 


 To help give you a guide there are several tools on this website to help give you an  indication of the current market and what it has to offer. Please scroll down for our “Guide to Mortgages” and visit our “Mortgage Rate Research” page for a more detail.


 Whether you are moving home or a first-time buyer, looking for a better mortgage deal, considering re-mortgaging, or thinking of buying to let, we can help you to find the most appropriate mortgage for you.
 

Our team also advise you on life assurance and health insurance for peace of mind.

HELPFUL ADVICE AND GUIDANCE

By offering a comprehensive range of mortgage products from across the market for first-charge mortgages only, you are sure to find the most suitable selection for you. Based in Sutton, Surrey, we do not offer deals that you can only obtain by going directly to a lender. When it comes to our mortgage advice, we supply a list of the lenders we offer mortgages from.



Our team also advise you on life assurance and health insurance.

Guide to Mortgages 

Click To Download

Our professionals act entirely on your behalf and can advise on all types of mortgages, including:
Buy-to-Let - Commercial - Residential

We ensure all options and costs are understood, explaining all recommendations at every stage of the process.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE MOST FORMS OF COMMERCIAL MORTGAGE AND MOST FORMS OF BUY-TO-LET MORTGAGE.